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I.R.A. classification NYT Crossword Clue

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Frequently Asked Questions About This Clue

The most common and recent 4-letter answer for "I.R.A. classification" is ROTH.
The clue refers to a type of Individual Retirement Account (IRA) in the United States. A 'ROTH IRA' allows for tax-free withdrawals in retirement, differing from a traditional IRA where taxes are paid upon withdrawal.
This clue was last seen in the NYT Crossword on September 09, 2026.
A Roth IRA is a retirement savings account that allows for tax-free withdrawals under certain conditions.
Philip with two National Book Awards, Big name in savings plans, Investment option, informally, Veronica ___, author of the "Divergent" novels, "American Pastoral" author

4-letter answer to I.R.A. classification in NYT Crossword September 9 2026 is ROTH

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The clue tells you the shape of the answer

  • An abbreviated answer gets signalled in the clue, either by an abbreviation, an “Abbr.” tag, or a phrase like “for short” or “briefly.”
  • A question mark at the end means wordplay, not a definition.
  • Quotation marks usually mean somebody says it out loud, unless the clue names a title.
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  • Tense, number and degree always agree.

The day of the week is a difficulty setting

Monday is nearly literal. Puns arrive Wednesday. Thursday is the trick day, where rebus squares hold several letters in one box. Friday and Saturday are almost always themeless and wide open, with Saturday the hardest of the week.

Sunday confuses people. At 21×21 it’s nearly twice the area of a weekday grid, but it’s edited to roughly Wednesday or Thursday difficulty. Long isn’t the same as hard.